Interesting Comments Pedross Mobile Accounts Dont Have A Consumer Credit Licence But They Need A Termination Notice Notice Of Assignment Default Notice Etc Etc If Westcott Have It A Default Will Be On Credit File Anyway Si3no Google Equifax/experian And TAKE UP THE 30 DAY FREE TRIAL TO CONFIRM DEFAULT Thats Nice Offer Monthly Payments To Acknowledge The Debt Is The Debt Made Up Of Charges I Could Go On And On Bad Advice My Friend

Excellent news. I hate having to advise people to go to court as it really can be a hassle, so it is great to hear of a situation being sorted without court action.

Hi Lee, I've made a few tweaks as shown in red. Also moved the para about the court manager's response. I've dropped the comments about using a consumer group website - some judges seem to look down upon the internet as a poor substitute compared to their knowledge and experience. Good luck with this.

I also now believe that Central Ticketing are in breach of the Business Names Act 1985 and, the Companies Act 2006, as there is only a PO Box address mentioned on their Parking Charge Notice........ Business Names Act 1985 Comments???

this needs to be posted in the bailiffs section have a read of this this was posted by tomtubby and what she doesn't know about bailiffs and parking tickets you could write on a stamp Contact the Traffic Enforcement Centre on 08457 045 007. He will need to have his PCN number when he makes a call. If he does not have this number to hand he will need to ring the relevant local authority and asked to be put through to the parking office. He could then provided he is a vehicle registration number (VRM) and they will provide the details to him over the phone. He need to ask the The Traffic Enforcement Centre to confirm over the t

This is a company called Complete Credit Management Ltd., formerly called The Litigation Services Company but changed in 2004. The physical address the company is registered at (which should, under the Companies Act 2006, be shown on all stationary) is: OLD DOCKS HOUSE 90 WATERY LANE ASHTON-ON-RIBBLE PRESTON LANCASHIRE PR2 1AU - the same as RMA/NCO. However, Complete Credit Management/The Litigation Services Company are registered with ICO and on the OFT database with a different address: 2297 Coventry Road Birmingham B26 3PU ...which happens to be the address of the head office of Severn Trent Wate

That letter will not affect the debt being SB in six months time.

Next time your out a walk with the pooch and meet other walkers from your area, just ask them which vet they use. Im very surprised that you havent been asked to collect a urine sample either to back up the blood sugar sample. that is the usual for diabetes. It also causes the pooches to drink lots and pee lots as well. Diet will not sort out any Blood sugar problems alone, you need medication along with it. The food you get from the vet is very expensive and the vet is probably on a commission to sell as much as possible. There is a post in the Pets & Vets tthread that someone has posted about presciption cha

sorry you need to put in the subject - URGENT PRIVATE & CONFIDENTIAL: FAO THE PARTNERS and email to mail@jacobsbailiffs.co.uk

Contact the Traffic Enforcement Centre on 08457 045 007. He will need to have his PCN number when he makes a call. If he does not have this number to hand he will need to ring the relevant local authority and asked to be put through to the parking office. He could then provided he is a vehicle registration number (VRM) and they will provide the details to him over the phone. He need to ask the The Traffic Enforcement Centre to confirm over the telephone what addresses is on the Warrants of Execution. They were then will e-mail him copies of Out of Times declarations. On the form (TE9) he will need to tick the box to confirm that he d

Here you go. Send it unsigned & recorded. Remember, they have to prove you owe the debt & if no payments made in last 6yrs, it'll be statute barred anyway Dear Sir/Madam Account Number: xxxxxx You have contacted me regarding the account with the above reference number, which you claim is owed by myself. I would point out that I have no knowledge of any such debt being owed to xxxxxx. I am familiar with the CPUTR 2008 and the Office of Fair Trading's Guidance on debt collection, which states that it unfair to send demands for payment to an individual when it is uncertain that they are the debtor in questio

they cannot expect to dish out ambigious letters whenever they feel like it and expect people to cough up send the prove it letter, and as it is a utility bill from way back then I believe it would be uncollectable anyway

HI JK and welcome to Cag Discontinuance and subsequent proceedings 38.7 A claimant who discontinues a claim needs the permission of the court to make another claim against the same defendant if – (a) he discontinued the claim after the defendant filed a defence; and (b) the other claim arises out of facts which are the same or substantially the same as those relating to the discontinued claim. I think that covers it:wink: They may assign it as many times as they wish but they cant enforce it Regards Andy

Hi Sunflower, Sorry to hear about your dog. How old is he? Trouble is the liver problems will be complicating matters, making it difficult for him to digest fat, so both that and the high BS can cause weight loss in their own right. I'd definitely get a second opinion on management, even if it's a case of seeing a different vet in the practice, expressing concern that he is still losing weight on that diet, and ask if there is any other treatment or "safe" treats he have in addition to keep his weight stable. Prescription vet food is very pricey! Elsa x

Check that through Nana and complete the missing date Andy

Hi Tills:) I have worked out the interest and got that side of things sorted - thank you for your help with that! I am hoping to get the claim form into the court this afternoon, but have one last (I hope!) query - On the N1 itself, there is a place on the first page entitled 'Value' where I assume I put the following - Charges £**** Associated overdraft interest charges £**** Interest under s.69 County Courts Act 1984 £**** Court Fee £**** Total £**** But on the right hand side at the bottom of the first page there is a box with - Amount claimed £ Court Fee £ Solicitor's costs £ Total amount £

Not been on site for a while. Have you got the link to the case HAK

Court Leaflet ex343 has some info. See the link below - Information About... HTH

The term "wasted costs" is a bit confusing, these are not unnecessary costs, as the term may imply, but where the other side's representative has behaved in such a way that the court orders him or her to pay these personally on an indemnity basis. Such orders are very rare. When a party discontinues an action they started, as this in this case, the other side is normally entitled to standard costs. For a litigant in person this is at a rate of £9.25 per hour plus any direct expenses paid out in connection with the case. In the first instance you just need to write a brief letter explaining what these are inviting him to pay wi

Some rather touching pet memorials.. all of them written anonymously . Old Dogs Do Not Die We have a secret, you and I, That no-one else shall know. For who but I shall see you lie, Each night in fireglow? And who but I can reach my hand Before we go to bed, And feel the living warmth of you And touch your silken head? And only I walk woodland paths, And see, ahead of me, Your small form racing with the wind, So young again, and free. And only I can see you swim In every brook I pass. And when I call, no-one but I Can see the bending grass. ********************************* Rainbow

The prescribed terms are not within the agreement, so unenforcable. xxxxxx 2009. Dear xxxxxxxxx, ACCOUNT IN DISPUTE Re account no xxxxxxxxxxxxxxxxxxxxxxxxxxx I write regarding recent communication regarding the above account. I acknowledge no dept to your organisation. Further to my request under the above act, your attention is drawn to the fact that this account remains subject to a lawful serious dispute. On xxxxxxxx, by recorded delivery, I requested that you supply me a copy of the executed credit agreement covering this account pursuant to the Consumer Credit Act 1974 section 78, a copy of this re

Hi Edward. Maroondevo has asked me to look in on this thread in regard to benefits. In respect of JSA, what you receive will depend upon a number of factors. If you have paid enough class 1 National Insurance contributions in the tax years 06/07 and 07/08 you will qualify for contribution based JSA and receive receive £64.30 per week as a single claimant. If you are part of a couple, you will receive £100.95 per week. If you have not paid the required amount of national insurance contributions, your JSA claim will be income based and though the weekly amounts are still £64.30 single person and £100.95 for a couple, this can be affe

So now that you know there has been a repair, you can see it all the time. It has devalued the car and as it wasn't mentioned, you have paid the 'immaculate' price. Have a look in yellow pages for a body specialist and get a quote to repair/replace the bonnet and ask him if he can have a look for any other damage/repair, he might charge a few quid. If you don't do this now, you might regret it at some future point because you don't know exactly what you are driving, and you can bet your life that when you trade it in somewhere, they will notice it and only pay what it is worth. When you are armed with some facts, beit just the

Hi booda31 just popping on in to say hello, have had these 2 on my back and noticed you seem to be heading the same route that I have been doing since Feb this year. Like others & yourself have mentioned, SJ application is usually the next trick they perform. My thread should you ever want to take a look is at http://www.consumeractiongroup.co.uk/forum/legal-issues/185814-court-papers-help-required.html My day in court was in July so I hope it proves useful some of the info I got too going forward....keep positive and with foolishgirl & supasnooper onboard, you wont go wrong

Something else to upset the credit companies -.http://www.consumeractiongroup.co.uk/forum/general-knowledge/227141-important-new-loan-regulations.html Posting this around to make people aware. Exchange Weird, link won't work in the normal way. Seems OK now!

Hi NWJ... Wasted costs link for you... http://www.consumeractiongroup.co.uk/forum/legal-issues/206038-cabot-ding-ding-round.html#post2272500 Enjoy your reading. Spam.

Neither do I but I'm sure someone will come along who can help

Lowells are bottom-feeders in the debt collection world who waste a large quantity of paper each day writing inane threatening letters and certainly aren't worth losing any sleep over. They buy impaired accounts that have been written off by the original creditor, normally for less than 10% of their face value and then try and collect the full amount on these whether they are enforceable or not (usually not) by sending a series of threatening letters under various different trading names including, Lowell Portfolio 1, Lowell Financial, Red Collections and Hamptons Legal. These are all the same organisation and despite the implication