Hi Everyone
A letter has arrived from Overdales for a 15 year old CCJ for which an interim charging order on my home was made also 15 years ago.
The debt has been passed from pillar to post since then through various debt management firms, and I've had no contact with any firm about the debt for all this time (and certainly not Overdales and the client Lowell who are now in touch).
I want to ignore this letter, but they are proposing to start adding interest in a few months time.
Thanks for link Andy, a similar kind of scenario.
I shall stick to my plan of going to them in 10 years time as a skint old duffer and negotiate twenty pence in the pound as full and final settlement. The timing is very important of course, if I leave it too late they'll just wait for me to throw a seven.
I looked at my credit file today, and have a nice score of just under 700 with Clear Score, with no record of old CCJs on file - I didn't know that they dropped off the file just lik