Hi all,   After some advice please on behalf of my wife.   She received a county court claim form from Barclays/PRA.   However, she has not worked for 18 months initially due to our business closing due to Covid and then a subsequent spinal injury, which we are at the mercy of the NHS (whole other story).   How do we go about filling in the income and expenditure form to offer at least a token payment.   I can offer her a bit but also have my own