Debts in the UK now with DCA's
I left the UK in 2018 and behind it closed the door (and buried my head in the sand) to a number of debts.
Various collectors have found my mother's address and are sending letters - she's obviously keen for me to deal with my debts, but I'm hesitant to give money to these companies. Especially as they'll be on my messed up credit score for 6 years regardless.
I am returning to the UK August 2021 - so I would like to know what to do before this move, and after this move
Separate debt but got a letter from intuim or whatever offering to write off 2,700 if I pay 600.
of course I have no intention of doing this - but my question is why would they do this? I mean is it profitable for them to do this? And surely the default is still on your credit file; so their promise of your credit file being clear isn’t the truth right?