Blemain/ Together
We unfortunately took out a secured loan in 2006, the loan ends this month.
To my surprise when i spoke with the a few months ago they told me i had a off schedule balance. This being when i looked further into was charges added to the account for letters, phone calls etc. I am very sure you have all heard the same story now multiple times in here.
Things id like to point out, my initial contract has no payment date. They knew i was paid at the last day of every month ye
So i went down the route of claiming the loan was missold, i took the case to the ombudsman. After 9 months they turned around and told me that at the time of the loan Blemain were not FTA regulated and as such cannot make a decision on it. I am now left with charges occurring interest that they are now demanding payment for. I literally do not know what to do other than start paying them again
To say i am thoroughly dejected would be an understatement.........