Hindsight is a wonderful thing. I know now to not use CMC's   7 years ago I was very ill, very much in debt and not able to deal with anything myself.   What started as a friendly call re PPI (cold call is the correct term) I was persuaded to allow a chap to call the next evening to discuss making PPI enquiries on my behalf.   He was quite pushy and to get rid of him by 9.45pm  I signed blank forms with 'x' on the places to sign. Foolish as hell and s