Hi all...to srat with I have been totally stupid and landed myself right in it.   Car on Finance...Unemployed...couldnt afford...over one third...thought would make a little profit and settle finance.   June 2015 Advertised. 'Dealer turned up...bought car...showed me a bank document suggesting that he had paid the finance company and gave me the difference...approx 700 quid.   I was relieved to be out of a sticky situation....treated for stress and depression and still am being to date