The recent county court case of Arrow Global V Frost seems quite interesting . This is a case where the absence of a signed agreement on a pre 2007 credit card has been overcome and the debt enforced.   The agreement can be found in post 4 below . Thank You Citizen B     It seems quite obvious that the Judge did not believe the defendant but another important point seems to be his view on date of service of a DN.   Thought people might like a look as it shows the importance of having